Production Insurance

Production insurance in China has to satisfy two audiences at once: the local regulatory framework under the Chinese Civil Code and the Labor Law of the PRC, and the international distributors and broadcasters who need coverage that travels. Mandatory social insurance (社保) contributions and work injury insurance (工伤保险) sit on every Chinese crew member's paperwork, employer liability and public liability limits are watched closely by municipal film bureaus, and CAAC drone operator coverage must be in place before a single aerial unit lifts.

Here is how this works in practice. Heritage locations administered by the cultural relics bureau and the Ministry of Culture and Tourism — the Forbidden City perimeter, the Great Wall sections at Mutianyu, Badaling, Jinshanling and Simatai, the Terracotta Army site at Xi'an, the Mogao Caves at Dunhuang, the Suzhou classical gardens — carry their own liability requirements, and CFCC will not issue a co-production permit until insurance evidence is on file for the full schedule.

We coordinate placement through Chinese brokers and international entertainment specialists experienced in mainland production, working mostly with Ping An, China Life and PICC entertainment lines alongside Lloyd's-syndicate partners for cast and negative cover. Cast insurance, negative and media coverage, gear and props (including ATA carnet alignment for kit moving in and out of mainland customs), errors and omissions, and extra-expense protection are sized to the actual exposure of each project, from a single-day commercial in Sanlitun or the Bund through to a three-month feature moving between Hengdian, the Yunnan plateau and the Hainan coast.

The picture on the ground is more specific. Certificates are issued within twenty-four hours of binding, and we keep the relationships with NRTA, CFCC, MCT and provincial film bureaus that allow us to evidence cover quickly when a permit is in flight. If a claim arises during the shoot we manage paperwork, liaise with adjusters in CNY or US dollars under SAFE rules, and keep your production accounting team supplied with the paperwork they need.